Tuesday, December 29, 2009

Short sales ad how they affect you in the future

If you are selling your home with a short-sale (your lender agrees to take less than you owe to allow you to sell the home) you may not be able to purchase another home for at least 3 years after the short sale.

One of the catch-22's to short sales most of the time is that a lender won't approve a short-sale unless you are delinquent on your loan. 

If you go to buy another home after 3 years, one of the requiremnets to qualify is you were not late on your payments.  There in lies the catch 22!

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