Rates are awesome and inventory of listings is great. You've got till the end of April to get your offer accepted and you have to close by the end of June to get the $8,000 or $6,500 tax credits.
Up to $8,000 for borrowers who qualify and haven't owned a home in the past 3 years.
Up to $6,500 for borrowers who have lived in their home for 5 consecutive years out of the last 8.
Don't wait till last minute. It's getting impossible to get a mortgage closed in 30 days. It's taking more like 45-60. If you miss these cut-off dates, there's no exception. I'd hate to see you miss it by one day. Start home-shopping now.
If you know anyone who's thinking of buying, tell them to get in touch with their lender (preferrable me) right away. Better safe then sorry.
I'm here for you!
Jolyn - Mortgage Expert
Universal Mortgage>
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